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Wayne Thomas and/or Tim Thomas are agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies collectively in the states of (LA, TX, MS, AL, FL, CA (CA Insurance License #OC75424), GA, MT, WV). No insurance business may be conducted outside this/these state(s) referenced.

Wayne Thomas and/or Tim Thomas are Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. [639 Loyola Ave, Suite 1900, New Orleans, LA 70113- 504.569.0500] In this regard, this communication is strictly intended for individuals residing in the states of (AL, AR, CA, FL, GA, LA, MS, NC, NJ, NY, TX), collectively. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Tim Thomas is also separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of ?[LA, TX, WV, NY]. As such, these services are strictly intended for individuals residing in these states.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.